{"id":27114,"date":"2025-10-08T12:14:50","date_gmt":"2025-10-08T10:14:50","guid":{"rendered":"https:\/\/scroll.media\/2025\/10\/08\/fractal-invests-1m-in-finerd\/"},"modified":"2025-10-08T23:59:21","modified_gmt":"2025-10-08T20:59:21","slug":"fractal-invests-1m-in-finerd","status":"publish","type":"post","link":"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/","title":{"rendered":"FRACTAL Invests $1 Million in Ukrainian Fintech Startup Finerd"},"content":{"rendered":"\n<p>The Ukrainian group FRACTAL (formerly Netpeak Group) has invested $1 million in the fintech startup Finerd, <a href=\"https:\/\/t.me\/artemborodatiuk\/1266\">according<\/a> to FRACTAL founder Artem Borodatiuk.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Finerd is an AI-powered platform for managing personal and business finances. However, as Borodatiuk puts it, it\u2019s \u00abnot for everyone, only for financial nerds.\u00bb<\/li>\n\n\n\n<li>The startup is building a universal financial hub that allows users to track personal expenses, business operations, and family budgets in one app. Its key features include double-entry bookkeeping, asset and debt management, family and corporate accounting, and tools for handling complex financial transactions.<\/li>\n\n\n\n<li>Finerd was founded by serial entrepreneur Radomir Novkovich, who has previously co-founded four companies with Borodatiuk. Among them are Saldo Apps and RadASO, both part of the FRACTAL ecosystem. Interestingly, Finerd.ai evolved from Saldo Apps\u2019 personal finance tool, which the team decided to spin off into a standalone product.<\/li>\n\n\n\n<li>According to FRACTAL, Novkovich had already invested about $1 million of his own funds into Finerd\u2019s development, which has been ongoing for nearly a year, before FRACTAL joined in. This brings the total investment to $2 million.<\/li>\n\n\n\n<li>Despite the significant backing, Finerd hasn\u2019t launched yet and doesn\u2019t even have an MVP. Still, Borodatiuk says the burn rate is around $100,000 per month, and FRACTAL\u2019s decision to invest is rooted in the team\u2019s strong history with the founder.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u00abWe already have several successful joint businesses where my partner, Radomir Novkovich, was a co-founder. And this is a niche where he has a unique background: he\u2019s been automating the finances of hundreds of companies for 15 years \u2014 from small businesses to corporations. He made his first exit almost 10 years ago with a financial accounting product,\u00bb Borodatiuk explained.<\/p>\n<\/blockquote>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A team of 19 people has been working on Finerd.ai for almost a year. The startup is currently hiring for several positions, including <a href=\"https:\/\/career.fractal.new\/ua\/vacancy\/acaca7\/?utm_source=icesocial&utm_medium=linkedin&utm_campaign=finerd.marketing\">Marketing manager<\/a>, <a href=\"https:\/\/career.fractal.new\/ua\/vacancy\/96866c\/?utm_source=icesocial&utm_medium=telegram&utm_campaign=finerd.techlead\">Senior \/ Tech Lead Java Developer<\/a>, and <a href=\"https:\/\/career.fractal.new\/ua\/vacancy\/08130c\/?utm_source=icesocial&utm_medium=telegram&utm_campaign=finerd.product\">Intern Product Marketing Manager<\/a>. FRACTAL offers referral bonuses of up to $3,000 for successful hires.<\/li>\n\n\n\n<li>The public launch is scheduled for the end of the year. Notably, even before its release, Finerd had already <a href=\"https:\/\/www.facebook.com\/radomir.novkovich\/posts\/3469767789832398?locale=uk_UA\">built<\/a> a strong community: 3,000+ members on Reddit and 14,000 followers on TikTok, with more than 25 million views \u2014 all without spending a dime on marketing.<\/li>\n\n\n\n<li>Access to Finerd will be invite-only, with a $30\/month subscription, making it the priciest option among competitors. Not everyone will get access even with an invitation: only those who will benefit the most from the product. In the meantime, Finerd invites users to play \u00abFinerd Bingo\u00bb to find out just how much of a financial nerd you are.<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"574\" height=\"622\" src=\"https:\/\/scroll.media\/wp-content\/uploads\/2025\/10\/finerd.ai-zaluchyv-1-mln-vid-fractal-\u2014-cze-chetvertyj-spilnyj-proekt-radomyra-novkovycha-ta-artema-borodatyuka-i-oleksiya-borshha.png\" alt=\"\" class=\"wp-image-27102\" srcset=\"https:\/\/scroll.media\/wp-content\/uploads\/2025\/10\/finerd.ai-zaluchyv-1-mln-vid-fractal-\u2014-cze-chetvertyj-spilnyj-proekt-radomyra-novkovycha-ta-artema-borodatyuka-i-oleksiya-borshha.png 574w, https:\/\/scroll.media\/wp-content\/uploads\/2025\/10\/finerd.ai-zaluchyv-1-mln-vid-fractal-\u2014-cze-chetvertyj-spilnyj-proekt-radomyra-novkovycha-ta-artema-borodatyuka-i-oleksiya-borshha-277x300.png 277w\" sizes=\"auto, (max-width: 574px) 100vw, 574px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">How Finerd Came to Be<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Finerd.ai originated from Saldo Finance, a personal finance app developed by Saldo Apps. The new product turned out to be so advanced that the team decided to spin it off as a standalone business.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u00abSaldo Finance, one of the products in the Saldo Apps ecosystem, is a great app \u2014 in just a few years, it\u2019s become the most popular finance tracker among Ukrainians, with excellent reviews and a 4.8 rating in app stores,\u00bb said Novkovich. \u00abSo what\u2019s the problem? I still don\u2019t use Saldo Finance myself because it lacks a number of features I need. For 15 years, I\u2019ve been automating finances for hundreds of businesses \u2014 from small firms to major corporations \u2014 and for another seven, I\u2019ve built and promoted mobile apps for millions of users. And yet, I still didn\u2019t have a convenient tool to manage either my personal or business finances. So I decided to build one for myself.\u00bb<\/p>\n<\/blockquote>\n\n\n\n<p>Unlike most startups, Finerd isn\u2019t rushing to market. <\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u00abStartups usually try to release as quickly as possible, get user feedback, and grow fast to attract new investments. I decided to take the anti-startup route: build a product for myself and open it to others only when I\u2019m fully satisfied with it,\u00bb Novkovich said. \u00abMy standards for the product are so high that it requires total focus \u2014 something impossible when it\u2019s just one of several products in an ecosystem. That\u2019s why this is a new product and a new business.\u00bb<\/p>\n<\/blockquote>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Saldo Finance will continue serving Ukrainian users and remain free as part of its mission to remove Russian products from the market.<\/li>\n\n\n\n<li>Meanwhile, Saldo Apps has evolved from a startup into a sustainable business within the Kiss My Apps structure, and Novkovich is now fully focused on Finerd.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>The Ukrainian group FRACTAL (formerly Netpeak Group) has invested $1 million in the fintech startup Finerd, according to FRACTAL founder Artem Borodatiuk. \u00abWe already have several successful joint businesses where my partner, Radomir Novkovich, was a co-founder. And this is a niche where he has a unique background: he\u2019s been automating the finances of hundreds \u2026 <a title=\"FRACTAL Invests $1 Million in Ukrainian Fintech Startup Finerd\" class=\"read-more\" href=\"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/\" aria-label=\"Read more about FRACTAL Invests $1 Million in Ukrainian Fintech Startup Finerd\">Read more<\/a><\/p>\n","protected":false},"author":6,"featured_media":27069,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[113,112],"tags":[436,445,690],"class_list":["post-27114","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investments-en","category-startups-en","tag-ai-en","tag-fintech-en","tag-fractal-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>FRACTAL Invests $1 Million in Ukrainian Fintech Startup Finerd | Scroll.media<\/title>\n<meta name=\"description\" content=\"FRACTAL invests $1M in Ukrainian fintech startup Finerd \u2014 an AI-driven finance hub for \u201cfinancial nerds\u201d founded by serial entrepreneur Radomir Novkovich.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FRACTAL Invests $1 Million in Ukrainian Fintech Startup Finerd | Scroll.media\" \/>\n<meta property=\"og:description\" content=\"FRACTAL invests $1M in Ukrainian fintech startup Finerd \u2014 an AI-driven finance hub for \u201cfinancial nerds\u201d founded by serial entrepreneur Radomir Novkovich.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/\" \/>\n<meta property=\"og:site_name\" content=\"Scroll.media\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/scrollmediaua\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/mia.iarova\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-08T10:14:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-08T20:59:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/scroll.media\/wp-content\/uploads\/2025\/10\/screenshot-2025-10-08-at-12.10.56-scaled.png\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1308\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"\u042f\u0440\u043e\u0432\u0430 \u041c\u0430\u0439\u044f\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u042f\u0440\u043e\u0432\u0430 \u041c\u0430\u0439\u044f\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/\"},\"author\":{\"name\":\"\u042f\u0440\u043e\u0432\u0430 \u041c\u0430\u0439\u044f\",\"@id\":\"https:\/\/scroll.media\/en\/#\/schema\/person\/ac4b70e87ea93d8c8f0b4b0ea7405110\"},\"headline\":\"FRACTAL Invests $1 Million in Ukrainian Fintech Startup Finerd\",\"datePublished\":\"2025-10-08T10:14:50+00:00\",\"dateModified\":\"2025-10-08T20:59:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/\"},\"wordCount\":732,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/scroll.media\/en\/#organization\"},\"image\":{\"@id\":\"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/scroll.media\/wp-content\/uploads\/2025\/10\/screenshot-2025-10-08-at-12.10.56-scaled.png\",\"keywords\":[\"AI\",\"fintech\",\"FRACTAL\"],\"articleSection\":[\"Investments\",\"Startups\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/\",\"url\":\"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/\",\"name\":\"FRACTAL Invests $1 Million in Ukrainian Fintech Startup Finerd | Scroll.media\",\"isPartOf\":{\"@id\":\"https:\/\/scroll.media\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/scroll.media\/wp-content\/uploads\/2025\/10\/screenshot-2025-10-08-at-12.10.56-scaled.png\",\"datePublished\":\"2025-10-08T10:14:50+00:00\",\"dateModified\":\"2025-10-08T20:59:21+00:00\",\"description\":\"FRACTAL invests $1M in Ukrainian fintech startup Finerd \u2014 an AI-driven finance hub for \u201cfinancial nerds\u201d founded by serial entrepreneur Radomir Novkovich.\",\"breadcrumb\":{\"@id\":\"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/#primaryimage\",\"url\":\"https:\/\/scroll.media\/wp-content\/uploads\/2025\/10\/screenshot-2025-10-08-at-12.10.56-scaled.png\",\"contentUrl\":\"https:\/\/scroll.media\/wp-content\/uploads\/2025\/10\/screenshot-2025-10-08-at-12.10.56-scaled.png\",\"width\":2560,\"height\":1308},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/scroll.media\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"FRACTAL Invests $1 Million in Ukrainian Fintech Startup Finerd\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/scroll.media\/en\/#website\",\"url\":\"https:\/\/scroll.media\/en\/\",\"name\":\"Scroll.Media\",\"description\":\"\u043d\u043e\u0432\u0438\u043d\u0438 \u0443\u043a\u0440\u0430\u0457\u043d\u0441\u044c\u043a\u043e\u0457 tech-\u0456\u043d\u0434\u0443\u0441\u0442\u0440\u0456\u0457\",\"publisher\":{\"@id\":\"https:\/\/scroll.media\/en\/#organization\"},\"alternateName\":\"Scroll Media\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/scroll.media\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/scroll.media\/en\/#organization\",\"name\":\"Scroll Media\",\"alternateName\":\"Scroll\",\"url\":\"https:\/\/scroll.media\/en\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/scroll.media\/en\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/scroll.media\/wp-content\/uploads\/2025\/01\/scroll_logo.png\",\"contentUrl\":\"https:\/\/scroll.media\/wp-content\/uploads\/2025\/01\/scroll_logo.png\",\"width\":1200,\"height\":1200,\"caption\":\"Scroll Media\"},\"image\":{\"@id\":\"https:\/\/scroll.media\/en\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/scrollmediaua\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/scroll.media\/en\/#\/schema\/person\/ac4b70e87ea93d8c8f0b4b0ea7405110\",\"name\":\"\u042f\u0440\u043e\u0432\u0430 \u041c\u0430\u0439\u044f\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/scroll.media\/en\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/scroll.media\/wp-content\/uploads\/2025\/01\/cropped-cropped-59b26e17-9f5f-4067-a60a-74b7928366ad-1-96x96.jpg\",\"contentUrl\":\"https:\/\/scroll.media\/wp-content\/uploads\/2025\/01\/cropped-cropped-59b26e17-9f5f-4067-a60a-74b7928366ad-1-96x96.jpg\",\"caption\":\"\u042f\u0440\u043e\u0432\u0430 \u041c\u0430\u0439\u044f\"},\"description\":\"\u0416\u0443\u0440\u043d\u0430\u043b\u0456\u0441\u0442, \u0440\u0435\u0434\u0430\u043a\u0442\u043e\u0440. \u041f\u0440\u0430\u0446\u044e\u044e \u0432 \u0441\u0444\u0435\u0440\u0456 \u043a\u043e\u043c\u0443\u043d\u0456\u043a\u0430\u0446\u0456\u0439 \u043f\u043e\u043d\u0430\u0434 15 \u0440\u043e\u043a\u0456\u0432. \u0422\u0435\u043c\u0438: \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0456\u0457, \u0432\u0435\u043d\u0447\u0443\u0440, \u0424\u041e\u041f\u0438 \u0456 \u0432\u0441\u0435, \u0449\u043e \u0431\u0435\u0437\u043f\u043e\u0441\u0435\u0440\u0435\u0434\u043d\u044c\u043e \u0432\u043f\u043b\u0438\u0432\u0430\u0454 \u043d\u0430 \u0440\u0438\u043d\u043e\u043a \u0406\u0422 \u0432 \u0423\u043a\u0440\u0430\u0457\u043d\u0456. \u041d\u0430\u0434\u0441\u0438\u043b\u0430\u0439\u0442\u0435 \u0441\u0432\u043e\u0457 \u043a\u043e\u043c\u0435\u043d\u0442\u0430\u0440\u0456, \u043d\u043e\u0432\u0438\u043d\u0438 \u0442\u0430 \u0437\u0430\u043f\u0438\u0442\u0438 \u043d\u0430 my@scroll.media\",\"sameAs\":[\"https:\/\/www.facebook.com\/mia.iarova\",\"https:\/\/www.linkedin.com\/in\/maya-yarova-2aa8b860\/\"],\"url\":\"https:\/\/scroll.media\/en\/author\/myarova\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"FRACTAL Invests $1 Million in Ukrainian Fintech Startup Finerd | Scroll.media","description":"FRACTAL invests $1M in Ukrainian fintech startup Finerd \u2014 an AI-driven finance hub for \u201cfinancial nerds\u201d founded by serial entrepreneur Radomir Novkovich.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/","og_locale":"en_US","og_type":"article","og_title":"FRACTAL Invests $1 Million in Ukrainian Fintech Startup Finerd | Scroll.media","og_description":"FRACTAL invests $1M in Ukrainian fintech startup Finerd \u2014 an AI-driven finance hub for \u201cfinancial nerds\u201d founded by serial entrepreneur Radomir Novkovich.","og_url":"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/","og_site_name":"Scroll.media","article_publisher":"https:\/\/www.facebook.com\/scrollmediaua\/","article_author":"https:\/\/www.facebook.com\/mia.iarova","article_published_time":"2025-10-08T10:14:50+00:00","article_modified_time":"2025-10-08T20:59:21+00:00","og_image":[{"width":2560,"height":1308,"url":"https:\/\/scroll.media\/wp-content\/uploads\/2025\/10\/screenshot-2025-10-08-at-12.10.56-scaled.png","type":"image\/png"}],"author":"\u042f\u0440\u043e\u0432\u0430 \u041c\u0430\u0439\u044f","twitter_card":"summary_large_image","twitter_misc":{"Written by":"\u042f\u0440\u043e\u0432\u0430 \u041c\u0430\u0439\u044f","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/#article","isPartOf":{"@id":"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/"},"author":{"name":"\u042f\u0440\u043e\u0432\u0430 \u041c\u0430\u0439\u044f","@id":"https:\/\/scroll.media\/en\/#\/schema\/person\/ac4b70e87ea93d8c8f0b4b0ea7405110"},"headline":"FRACTAL Invests $1 Million in Ukrainian Fintech Startup Finerd","datePublished":"2025-10-08T10:14:50+00:00","dateModified":"2025-10-08T20:59:21+00:00","mainEntityOfPage":{"@id":"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/"},"wordCount":732,"commentCount":0,"publisher":{"@id":"https:\/\/scroll.media\/en\/#organization"},"image":{"@id":"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/#primaryimage"},"thumbnailUrl":"https:\/\/scroll.media\/wp-content\/uploads\/2025\/10\/screenshot-2025-10-08-at-12.10.56-scaled.png","keywords":["AI","fintech","FRACTAL"],"articleSection":["Investments","Startups"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/","url":"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/","name":"FRACTAL Invests $1 Million in Ukrainian Fintech Startup Finerd | Scroll.media","isPartOf":{"@id":"https:\/\/scroll.media\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/#primaryimage"},"image":{"@id":"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/#primaryimage"},"thumbnailUrl":"https:\/\/scroll.media\/wp-content\/uploads\/2025\/10\/screenshot-2025-10-08-at-12.10.56-scaled.png","datePublished":"2025-10-08T10:14:50+00:00","dateModified":"2025-10-08T20:59:21+00:00","description":"FRACTAL invests $1M in Ukrainian fintech startup Finerd \u2014 an AI-driven finance hub for \u201cfinancial nerds\u201d founded by serial entrepreneur Radomir Novkovich.","breadcrumb":{"@id":"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/#primaryimage","url":"https:\/\/scroll.media\/wp-content\/uploads\/2025\/10\/screenshot-2025-10-08-at-12.10.56-scaled.png","contentUrl":"https:\/\/scroll.media\/wp-content\/uploads\/2025\/10\/screenshot-2025-10-08-at-12.10.56-scaled.png","width":2560,"height":1308},{"@type":"BreadcrumbList","@id":"https:\/\/scroll.media\/en\/2025\/10\/08\/fractal-invests-1m-in-finerd\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/scroll.media\/en\/"},{"@type":"ListItem","position":2,"name":"FRACTAL Invests $1 Million in Ukrainian Fintech Startup Finerd"}]},{"@type":"WebSite","@id":"https:\/\/scroll.media\/en\/#website","url":"https:\/\/scroll.media\/en\/","name":"Scroll.Media","description":"\u043d\u043e\u0432\u0438\u043d\u0438 \u0443\u043a\u0440\u0430\u0457\u043d\u0441\u044c\u043a\u043e\u0457 tech-\u0456\u043d\u0434\u0443\u0441\u0442\u0440\u0456\u0457","publisher":{"@id":"https:\/\/scroll.media\/en\/#organization"},"alternateName":"Scroll Media","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/scroll.media\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/scroll.media\/en\/#organization","name":"Scroll Media","alternateName":"Scroll","url":"https:\/\/scroll.media\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/scroll.media\/en\/#\/schema\/logo\/image\/","url":"https:\/\/scroll.media\/wp-content\/uploads\/2025\/01\/scroll_logo.png","contentUrl":"https:\/\/scroll.media\/wp-content\/uploads\/2025\/01\/scroll_logo.png","width":1200,"height":1200,"caption":"Scroll Media"},"image":{"@id":"https:\/\/scroll.media\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/scrollmediaua\/"]},{"@type":"Person","@id":"https:\/\/scroll.media\/en\/#\/schema\/person\/ac4b70e87ea93d8c8f0b4b0ea7405110","name":"\u042f\u0440\u043e\u0432\u0430 \u041c\u0430\u0439\u044f","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/scroll.media\/en\/#\/schema\/person\/image\/","url":"https:\/\/scroll.media\/wp-content\/uploads\/2025\/01\/cropped-cropped-59b26e17-9f5f-4067-a60a-74b7928366ad-1-96x96.jpg","contentUrl":"https:\/\/scroll.media\/wp-content\/uploads\/2025\/01\/cropped-cropped-59b26e17-9f5f-4067-a60a-74b7928366ad-1-96x96.jpg","caption":"\u042f\u0440\u043e\u0432\u0430 \u041c\u0430\u0439\u044f"},"description":"\u0416\u0443\u0440\u043d\u0430\u043b\u0456\u0441\u0442, \u0440\u0435\u0434\u0430\u043a\u0442\u043e\u0440. \u041f\u0440\u0430\u0446\u044e\u044e \u0432 \u0441\u0444\u0435\u0440\u0456 \u043a\u043e\u043c\u0443\u043d\u0456\u043a\u0430\u0446\u0456\u0439 \u043f\u043e\u043d\u0430\u0434 15 \u0440\u043e\u043a\u0456\u0432. \u0422\u0435\u043c\u0438: \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0456\u0457, \u0432\u0435\u043d\u0447\u0443\u0440, \u0424\u041e\u041f\u0438 \u0456 \u0432\u0441\u0435, \u0449\u043e \u0431\u0435\u0437\u043f\u043e\u0441\u0435\u0440\u0435\u0434\u043d\u044c\u043e \u0432\u043f\u043b\u0438\u0432\u0430\u0454 \u043d\u0430 \u0440\u0438\u043d\u043e\u043a \u0406\u0422 \u0432 \u0423\u043a\u0440\u0430\u0457\u043d\u0456. \u041d\u0430\u0434\u0441\u0438\u043b\u0430\u0439\u0442\u0435 \u0441\u0432\u043e\u0457 \u043a\u043e\u043c\u0435\u043d\u0442\u0430\u0440\u0456, \u043d\u043e\u0432\u0438\u043d\u0438 \u0442\u0430 \u0437\u0430\u043f\u0438\u0442\u0438 \u043d\u0430 my@scroll.media","sameAs":["https:\/\/www.facebook.com\/mia.iarova","https:\/\/www.linkedin.com\/in\/maya-yarova-2aa8b860\/"],"url":"https:\/\/scroll.media\/en\/author\/myarova\/"}]}},"_links":{"self":[{"href":"https:\/\/scroll.media\/en\/wp-json\/wp\/v2\/posts\/27114","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/scroll.media\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/scroll.media\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/scroll.media\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/scroll.media\/en\/wp-json\/wp\/v2\/comments?post=27114"}],"version-history":[{"count":4,"href":"https:\/\/scroll.media\/en\/wp-json\/wp\/v2\/posts\/27114\/revisions"}],"predecessor-version":[{"id":27118,"href":"https:\/\/scroll.media\/en\/wp-json\/wp\/v2\/posts\/27114\/revisions\/27118"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/scroll.media\/en\/wp-json\/wp\/v2\/media\/27069"}],"wp:attachment":[{"href":"https:\/\/scroll.media\/en\/wp-json\/wp\/v2\/media?parent=27114"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/scroll.media\/en\/wp-json\/wp\/v2\/categories?post=27114"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/scroll.media\/en\/wp-json\/wp\/v2\/tags?post=27114"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}